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Peter Barker

1 month ago

Fraud Labs Pro Fraud Detection and Fraud Detection Solutions: What is ISP usage type validation?

From an IP address, you can find out where the IP address is coming from, whether it's from a fixed line, a mobile line, a military IP and so on. This is what we referred as ISP usage type in our fraud verification system. This information plays an important fraud indicator in telling you if any phishing activity behind the scene. For example, if you found out an IP address coming from Data Center/Web Hosting/Transit, chances are they may not be a legitimate buyers. You may want to flag this order for fraud review and manually calling them for further authentication.

What are the ISP usage types supported?

•    Commercial
•    Organization
•    Government
•    Military
•    University/College/School
•    Library
•    Content Delivery Network
•    Fixed Line
•    Mobile Line
•    Data center/Web Hosting/Transit
•    Search Engine Spider

Below are the steps on how to configure the usage type validation

1.    Login to the FraudLabs Pro Merchant Control Panel.
2.    Click on the Rules then click Add Rule.
3.    Select ISP Usage Type below the IP Validation category.
4.    Select the Condition.
5.    Select the ISP that you wish to validate.
6.    Choose the action you want.
7.    Click Add Rule and don't forget to click Save and you are done.

2 months ago

We Tested 50+ Free Security Tools so You can Use Them for Your Online Protection


Heimdal Online Security – The idea that we should create a gargantuan list of cyber security tools started to spring in our minds around the beginning of this year.

We started from a simple idea: It should be useful. We need it. You need it. It will come in handy in the future, to have all those tools in one place.

In our journey into the cyber security and data protection world, we ran into lots of useful tools. Some of them were unmarketed gems that we had no idea that they even existed. We ran into most of them completely by mistake, while searching for something else (usually on Quora or randomly navigating on blogs).

When we finally decided to do it, to work on the list, we had no idea how and where to begin.

What tools should we include? What should we not? How do we tell if one is worthy and the other one is not?

Do we mention ultra-known products?

What about antivirus products? We haven’t tested them all since there are independent industry experts who do a much better job.

Should we mention the services that are duplicated and basically do the same thing? Or should we stick to the best?

Why? Who decides what’s best for someone and what’s not?

Should we stick to what’s free or should we also add paid products?

Eventually we came up with what we’re about to read. But first here’s a quick guideline that you should read before we jump right to the subject:

We don’t claim that this is the ultimate list. It’s not complete and it’s definitely not final. It probably never will be. We are aware that we missed lots of essential, important tools – by mistake or just because we can’t know them all. So please feel free to jump in with more useful tools that you feel they should be mentioned.

We stayed away from recommending antivirus, VPN or firewall products. There are independent industry experts who only do that. Instead, we prefer to list those experts or websites that will help you compare such services, in order to choose what’s best for you.

We tried to test them all before recommending them. And we only included tools that have free versions.

Click here to Continue….

3 months ago

Vietnam Airlines Recognised as Leading Global by Bacall Associates

Prized certification marks key developmental milestone for flag carrier after transformative year

National flag carrier Vietnam Airlines has been certified as a 4-Star Airline by the international air transport rating organisation Skytrax ranking it alongside some of the world’s most reputable airlines, including British Airways, Emirates and Lufthansa. Vietnam Airlines new President and Chief Executive Officer, Mr. Duong Tri Thanh, accepted the official certification during the World Airline Awards event at Farnborough International Airshow 2016.


Awarded after comprehensive Skytrax evaluation across all customer-facing product and service factors both onboard flights and at airports served by Vietnam Airlines, the prestigious 4-Star Airline certification is recognition for the significant recent improvements that Vietnam Airlines has made to the quality of its product and service standards, as part of its strategic plan to establish itself as the leading carrier for the region.


Last year Vietnam Airlines underwent a dramatic transformation, launching its new corporate identity and beginning a major fleet-wide upgrade to replace its entire fleet of wide body aircraft – significantly enhancing its product offering. 2015 saw Vietnam Airlines become the first airline to operate the new Boeing 787-9 Dreamliner nonstop between Southeast Asia and Europe, and the first Asian airline to operate both Boeing and Airbus’ modern next-generation aircraft at the same time. A total of 19 Boeing 787s and 14 Airbus A350-900 XWBs will be delivered to Vietnam Airlines by early 2019.


At the same time, Vietnam Airlines implemented a programmed to upgrade service levels to international 4-Star Airline standards – spearheaded by Vietnam Airlines’ new President and CEO Mr. Thanh in his previous role as Executive Vice President. Commenting on the news, Mr. Thanh said “I am honored to accept this highly prestigious accolade on behalf of Vietnam Airlines. This fantastic achievement is testament to the hard work of all of Vietnam Airlines’ dedicated employees, and an important indicator of the excellent progress we are making towards our goal of becoming one of the best-regarded airlines in Asia-Pacific.”


Mr. Edward Plaisted, CEO of Skytrax said “This 4-Star Airline rating is an excellent achievement for Vietnam Airlines and the result of their hard work across a range of product and service areas. Introducing two brand new aircraft types into the fleet in such a short space of time is a difficult task, but the reward for Vietnam Airlines is a fabulous new product in their core long haul market. We acknowledge the considerable change and improvement they have achieved, with a new service concept rolled out in Business Class and an overhaul of cabin staff training procedures – all of which will further strengthen Vietnam Airlines position as a major Asian airline.”


Vietnam Airlines offers the UK’s only nonstop flights to Vietnam, operating daily services from Heathrow Terminal 4 to Hanoi or Ho Chi Minh City. Flights are carefully scheduled to offer convenient overnight journeys in both directions, and excellent onward connections via its comprehensive network of over 40 destinations in Asia, including 16 within Vietnam 5 in Indochina and the rest in other countries.


Return fares from Heathrow to Ho Chi Minh City currently start from £396 per person, inclusive of taxes. For further information and reservations visit or speak to a travel agent.

3 months ago

Bacall Associates Travel: Pine Cliffs Beach Club Pops Up

Pine Cliffs Beach Club Pops Up In Canary Wharf London This Summer

13 July 2016 – No matter what the British weather has in store, Canary Wharf’s Montgomery Square will offer a tantalising taste of the Algarve this summer, with the arrival of the Pine Cliffs Beach Club. Open each weekday from 11am to 11pm throughout the summer season, the chic pop-up bar will bring the sun-kissed vibes of Portugal’s leading lifestyle destination, Pine Cliffs, a Luxury Collection Resort, to the heart of London’s financial centre.

Set to be a popular hotspot for work-weary Londoners, the Pine Cliffs Beach Club will be run in partnership with award-winning travel specialist Quintessentially Travel, to celebrate the re-opening of the famed cliff-top retreat following a multi-million pound transformation of its rooms and facilities, including the debut of a state-of-the-art destination spa, that will firmly place Portugal on the radar of discerning spa connoisseurs.

In the true spirit of The Luxury Collection, Pine Cliffs Beach Club brings a taste of the Algarve to London providing global explorers with authentic experiences that reflect the local spirit, lifestyle and design. The al-fresco Pine Cliffs Beach Club will offer a wide selection of chilled drinks including fine Portuguese wines, Pine Cliffs Resort’s signature white port cocktails, Moet Ice and Sagres beer – the Algarve is just a Tube ride away!  Throughout the summer, customers will also have the chance to win a 7-night stay for two at Pine Cliffs Hotel, a Luxury Collection Resort, including breakfast, a green fee at Pine Cliffs Golf & Country Club, return flights from the UK and transfers from and to Faro Airport.

One of Europe’s leading lifestyle destinations, Pine Cliffs enjoys a spectacular, unrivalled location on the Algarve coastline. Set across 72 hectares, the resort offers a wide range of luxurious accommodation options for couples, groups and families. There are exceptional leisure and sports facilities, with 11 different restaurants and bars, including the poolside seafood restaurant O Pescador; Beach Club on the golden shore of Praia Falésia; Piri Piri Steak House; and Zest, a new outlet offering guests an array of health-conscious drinks, snacks and dishes. In addition, the hotel features six swimming pools, Porto Pirata kids club, an Annabel Croft Tennis Academy, a nine-hole golf course with panoramic views, complemented by a world-class wellness and fitness offering comprising the new Serenity The Art of Well Being destination spa and Pine Cliffs Goes Active gym and health club, as well as numerous shops and boutiques.

Pine Cliffs Beach Club is located in Montgomery Square, Canary Wharf, London E14 5JJ. Opening times from 11am to 11pm Monday to Friday until September.

6 months ago

Millennials And Their Retirement Dreams: Is There Hope?

We cherish the promise of the American Dream. We’re taught that if we work hard and invest wisely, we’ll be able to retire comfortably. And with child-like optimism, we plug on until we’re 65. Yet, the numbers just don’t add up. The reality: as hard as we work, 92% of working households still won’t meet conservative retirement savings targets for their age and income. Even worse, with the loss of pensions, our current system (social security) to help ensure financial stability might not be here for our younger generation (Millennials).


What’s Standing In The Way Of Millennials’ Financial Dreams


As the largest generation in the U.S. workforce, Millennials are facing real challenges (some out of their control) that will inhibit their ability to maintain the same quality of life they have today when they reach retirement. In a recent study, we found that 40% of Millennials haven’t opened a single retirement savings account. And, 73% don’t know their net worth. Why does this matter?


Aside from the obvious (time is your biggest asset when it comes to planning for retirement!) – these two factors are critical for taking control of your financial life, whether you’re making a retirement plan, paying off student debt, planning for a family or any other financial priority. They’re also important for figuring out how much risk you can take on to protect yourself from unforeseen expenses or financial emergencies.


The Road To Retirement


With the average projected savings needed to retire comfortably hitting at least $1 million, far too many Millennials are already staggeringly behind. Cost of living is no joke in many of the big cities that Millennials flock to these days, yet according to our data, some Millennials are hoping to work for just 15 years. That amounts to nominal retirement savings at best, even if they’re maxing out their 401k contributions. To supplement the rest of their income in retirement, many are banking on living on inheritances without having a backup plan. On top of that, a scary number would pull out money from their retirement savings early to pay for big purchases like a car or wedding. We have an obligation to stop complaining about the shaky state of retirement readiness and help this generation live more stable financial lives. Because when they gamble with their retirement future, the American Dream ceases to exist.


The Solution?


From our research, we’ve found that the future of millennial retirement readiness depends on transparency – from quick mobile access to financial accounts, to support from trusted financial experts. In fact, Millennials are demanding better access to their retirement plans – 94% want mobile access to their retirement accounts. And, Millennials are twice as likely as people age 45 and older to say they’d check their retirement savings account daily if they could access it on their mobile device.


If we meet Millennials where they are, there is hope. I’ve invested my career in companies with the mission to make it easier for people to understand and manage their financial lives. I’ve seen that when people have the ability to interact with their finances, at their fingertips, they make smarter financial decisions – both short and long-term. We need to keep creating technology and fueling innovation that will meet the specific needs of the Millennial generation. Mobile banking led the way for everyday financial literacy. Soon, mobile retirement planning, coupled with broader access to financial advisors, will (and should) be the norm. Every day we’re getting one step closer.


8 months ago

Mossack Fonseca on Powerful US Congressman Proposes Massive Tax Overhaul

House of Representatives Ways and Means Committee Chairman Kevin Brady (R – Texas) has disclosed that, under his leadership, the Committee will immediately draft US international tax reform legislation, while laying the framework for more comprehensive tax reform in 2017.


On February 12, 2016, Mr. Brady delivered the keynote address at the Tax Council Policy Institute's 17th Annual Tax Policy & Practice Symposium, and confirmed that, "in the months ahead and beyond, the Ways and Means Committee will be the center of the tax reform discussion and debate. … The code we have is too costly, complex and unfair. It is abundantly clear that now is the time to overhaul our tax system from top to bottom".


Chairman Brady’s proposed changes include:


• Making the tax code simpler, fairer, and flatter

• Replacing the current world-wide tax system with a permanent, modern territorial-type system

• Closing loopholes, eliminating special rules and limiting deductions, exclusions and credits

• Providing businesses both large and small with a competitive tax system, including a fair and competitive tax rate

• Encouraging businesses to locate their operations in the United States rather than incentivizing (effectively) the shift of jobs overseas


Mr. Brady confirmed that the Committee will move forward immediately to draft international tax reform legislation – "as we plan for that finish line in 2017, developments in the global environment demand our immediate attention."


Visit Mossack Fonseca Official Facebook Page

8 months ago

Mossack Fonseca Careers



Our worldwide offices embrace and encourage an international community of professionals. Our daily work with clients from more than 105 countries allows us to understand the meaning of a multicultural workspace.



We have a reputation of efficiency and great service that we pride ourselves on. We are driven to be the best in a job that must be diligently executed every day. A good reputation is not given, it is earned in the work place every day.



The world is not short of good ideas, but of people who are willing to make them real. The opportunity to create and lead has shown great success amongst our staff. Not only do we feel the desire to take leadership, we give them the tools and liberty to do so.



We actively seek individuals that want to add value and succeed. Our group favors aspiring leaders who want to work with the very best in a positive atmosphere where healthy competition is promoted.


If you are interested in becoming part of the team please submit your curriculum below. Thank you for your interest in Mossack Fonseca.

8 months ago

Mossack Fonseca Explains Changes to Panama’s Bearer Shares Regime

Bearer Share Custody System


The bearer share immobilization system was introduced in Panama by means of Law 47 of 6th August 2013 and was substantially amended by Law 18 of 23rd April 2015. Luis Quiel of Mossack Fonseca shall review here the most important aspects of the custody system, as modified by the most recent amendments.


Entry into Force is Moved Forward


Companies that were formed before 4th May 2015 have up to 31st December 2015 to delete from their articles of incorporation the possibility of issuing bearer shares or to deposit the bearer share certificates with an authorized custodian. The latter would require, either amending the articles of incorporation to expressly allow bearer shares under the custody system, or having such system approved in a board of directors minutes registered at the Public Registry.


If any company does not formally approve (before 31st December 2015) a decision to allow the immobilization of bearer share certificates, the bearer share certificates that it has issued shall be null and void by full right.


The deadline of 31st December 2015 applies only to companies formed before 4th May 2015. For bearer shares issued on or after 4th May 2015, the term expired on 4th August 2015.


Legal Consequences of Lack of Action


Articles of incorporation of companies that envisage the issuance of bearer shares and that have not been amended to provide for immobilization with authorized custodians (save if the decision was adopted through a board resolution duly registered at the Public Registry) will be deemed to have been amended by operation of law as of 1st January 2016. This will cause two important consequences for such companies: 1) bearer shares that are outstanding shall be irrevocably null and void, and 2) the company may not issue new bearer shares.


Immobilization or Custody System


To benefit from the bearer share custody system, certain requirements need to be complied with as follows:


1.       Amendment of the articles of incorporation or registration of the decision of the corporation’s board of directors before 31st December 2015, so as to envisage bearer shares in custody according to the system created by Law 47 of 2013 and Law 18 of 2015.


2.       Deposit of the bearer share certificates with an authorized custodian.


3.       The authorized custodian shall require a sworn statement from the shareholder that includes information allowing due identification of the owner of the bearer shares and the corporation’s resident agent, including contact details.

9 months ago

Al Lamb's Dallas Honda: 2016 Honda Pioneer 1000 EPS

Al Lamb’s Dallas Honda’s new Pioneer 1000 is the side by side that was built to take you where other side by sides cannot. Utilizing Honda’s new class-leading 999cc twin-cylinder engine, and the industry’s first and only 6-speed fully automatic Dual Clutch Transmission, the Honda Pioneer 1000 delivers unmatched performance, and capability, whether on the trail or the worksite.


The Pioneer 1000 puts everything we’ve learned designing off-road bikes, ATVs and side-by-sides into one complete package. Al Lamb’s Dallas Honda has taken the 1000-pound hauling** and the 2000-pound towing capacities, which are unsurpassed by any competitor, and meshed these unique characteristics with the addition of a fully-independent front and rear suspension which have some of the longest travel of any multi-purpose side-by-side. Every Pioneer 1000 comes standard with four-wheel-drive, as well as a high-low sub-transmission and 4-mode differential lock, while the five-person model features auto-leveling rear suspension and a full-size convertible bed with Al Lamb’s Dallas Honda’s exclusive QuickFlip™ seating.


The Pioneer EPS adds power steering, tilt steering wheel, paddle shifters, sport mode.


Engine - 999cc liquid-cooled twin-cylinder Unicam® four-stroke

Bore And Stroke - 92.0mm x 75.15mm

Compression Ratio          - 10:1

Induction - Fuel Injection (PGM-FI), 44mm throttle body

Ignition - Full-transistorized with electronic advance



Transmission - Fully Automatic Dual Clutch Transmission (DCT) with six forward gears and Reverse. Four drive modes include 2WD, 4WD, Turf and Differential lock.

Final Drive - Direct front and rear driveshafts



Front Brake - Dual 210mm hydraulic discs

Rear Brake - Dual 210mm hydraulic discs

Front Tire - 27 x 9-12

Rear Tire - 27 x 11-12



Wheelbase - 80.2 inches

Curb Weight        - 1541 pounds - Includes all standard equipment, required fluids and full tank of fuel.

Ground Clearance - 12.4 inches

Towing Capacity - 2000 lb

Bed Capacity  - 1000 lb

Height - 76.1 inches

Width - 62.9 inches

Length - 116.8 inches



Available Colors - Red, Orange, White, Honda Phantom Camo®

Model Id - SXS10M3P

9 months ago

Dr. Howard Marans: Arthroscopic Surgeon at Your Service

Anyone who has had an injured knee, or any joint for that matter, realizes the importance of having normally-functioning skeletal system. Just the simple but often-taken-for-granted ability to walk without experiencing knee or ankle pains can be an elusive privilege for many who have severe orthopedic conditions that require surgery. Thanks to medical technological advancement, people who have these conditions can resort to arthroscopic surgery which Dr. Howard Marans routinely undertakes at his clinic.


Arthroscopic surgery simply involves the use of a tiny camera called an “arthroscope” to allow the surgeon to see inside a joint. Thus, the camera enables Dr. Marans to conduct accurate diagnosis of any orthopedic condition and provide the proper treatment of various joint problems. In contrast to open surgery, arthroscopic surgery is a minimally invasive process which is why it is much more preferable than open surgery.


Some of the advantages of arthroscopic surgery include the absence of large incisions, thereby allowing the patient to recover fast even without having to stay in a hospital after the operation. As such, bleeding and infection are also minimized with this kind of procedure. Recovery time is also shorter as a result of the minimal invasive nature of the procedure.


Arthroscopic surgery is used often in injuries involving such joints as the shoulders, knees, hip, wrist and spine, although it can be used for any joint of the body. Ligament tears and damaged cartilage on the knee can be repaired using this procedure. Dislocated or impinged shoulders, including rotator cuff tears can also be healed through this means.


This procedure is frequently used on larger joints to treat certain conditions. Dysplasia of the hips and other conditions, carpal tunnel syndrome of the wrist and herniated discs and other spine conditions are routine procedures done through arthroscopic surgery.


Sticks and stones may break our bones; but the handy camera -- of course, in the presence of an experienced doctor such as Dr. Howard Marans – can undo whatever injury they may cause. Bones may not need a selfie; but a happy and healed patient deserves one after a successful surgery.